Stripe and Advent International took an important step in the digital payments market by presenting a joint offer to acquire PayPal. The proposal values the company at approximately US$ 53,4 bilhões and triggered a strong reaction among investors, with the company's shares rising by about 14% after the news was disclosed.
According to people familiar with the negotiations, the offer provides for payment of US$ 60,50 por ação, entirely in cash. Stripe is expected to contribute approximately US$ 17 bilhões in equity capital, while the remainder of the amount will be financed by banking institutions.
The plan also includes about US$ 50 bilhões em financiamento garantido, which represents a premium of approximately 28% over PayPal's closing share price in the previous session.
If the proposal is accepted, Stripe and Advent will share control of the company, with equal stakes. The two companies expect to begin a new stage of negotiations in the coming weeks.
PayPal's board of directors is expected to officially review the offer at a meeting scheduled for 20 de julho. So far, the company has not yet responded to the proposal. Stripe, Advent International, and PayPal also chose not to comment publicly on the matter.
The move comes months after reports emerged that Stripe was studying a possible acquisition of PayPal. At the time, the talks were still preliminary, but the negotiation has now gained a robust financial structure and could represent one of the largest deals in the financial technology sector in 2026.
Interest in the company comes at a challenging period for PayPal. In recent years, the company has lost ground amid increased competition among digital payments platforms and financial services, which compete for consumers and businesses with increasingly integrated solutions.
In addition, the company disappointed part of the market by disclosing, at the beginning of this year, a results projection below expectations for 2026. The estimate pointed to a single-digit decline in adjusted annual profit, increasing doubts about the pace of the business's recovery.
Amid this process, PayPal also made changes to its leadership. After the departure of Alex Chriss, the board appointed Enrique Lores as president and CEO, tasked with leading a new strategy to restore the company's growth.
The proposal led by Stripe and Advent emerges precisely in this context. If it moves forward, the acquisition could redefine PayPal's direction and alter the balance of power in the global digital payments market, a segment that continues to attract billion-dollar investments and consolidate major financial technology companies.